Organizing

Knowing & tracking what you spend money on is the first step to controlling your expenses.  A great way to shock oneself is to track our spending closely for several months and see just how much you spend. I’m almost positive you’ll be shocked. We tend to spend what we have. We tend to spend far more that we realize. … [Read more...] about Step 02: Track Your Spending

Financial independence is a destination. Like any journey, the route starts with your current location. The process of organizing your financial records is crucial. You can’t make proper decisions if you can't accurately gauge your progress. … [Read more...] about Step 01: Organize Your Financial Records